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Re: Possible new EU law - Insure SORNed cars.

This will be so that DVLA can reclaim all those valuable registration numbers which are not being used. I imagine there will be a cut off point, either insure it or lose it!

Location: Stretham, Ely

Re: Possible new EU law - Insure SORNed cars.

An April Fool gag perhaps?
Steve V.

Location: Polegate, East Sussex, United Kingdom

Re: Possible new EU law - Insure SORNed cars.

The April edition I note. Did it apply to the first day of that month (before noon)?

Location: Colchester

Re: Possible new EU law - Insure SORNed cars.

Alas, the Vnuk judgement is not an April fool, Bart. One might hope common sense will prevail regarding immobilised vehicles which are Sorned. I suspect government hopes Brexit may precede completion of any UK legislation in the matter.
The implications of the judgement are interesting. If I wish to cycle in Europe which I do) I may well need to insure my bicycle and myself against 3rd party claims, for example. I should probably do that anyway! We will know more eventually.
Regards,
Stuart

Re: Possible new EU law - Insure SORNed cars.

Geoff Halstead
Brussels at it once again!
New law proposed that SORNed cars must be insured.
More interested in creating new laws/red tape than sorting out the serious problem/s that the EU has.

Thanks to Sidelights for bringing it to our notice.



No doubt the UK will enforce it whilst other countries ignore it as usual!

Geoff -



Isn't it a good idea to insure a SORNed vehicle, even if it's in bits. Fires have been known to happen


Charles

Location: Norfolk

Re: Possible new EU law - Insure SORNed cars.

in an ideal world we should insure everything.

in the real world we should have a choice to insure or not.

Location: huncote

Re: Possible new EU law - Insure SORNed cars.

tony betts
in an ideal world we should insure everything.

in the real world we should have a choice to insure or not.


Agreed, I have a couple of cars that I would have to sell or scrap if off road insurance became compulsory.

Steve V.

Location: Polegate, East Sussex, United Kingdom

Re: Possible new EU law - Insure SORNed cars.

stephen,

i think there would be quite an out cry by multiple old vehicle owners.

thinking of the motorcycle owners, and there sheds ive emptied in the past. ive learned old bike owners rarely have under 5 old bikes in there sheds. most ive visited have more than 20.

when i bought my new hudson, the seller was reduceing his 20 old bikes to 10.

and austin 7 owners can often be the same. i know plenty on contributers on here who have more than 1 car, several with more than 5.

glad we are coming out of europe.

Location: huncote

Re: Possible new EU law - Insure SORNed cars.

You have to ask yourself , why the dickens are we even tolerating this garbage .
How many times do we need to repeat WE ARE LEAVING

Merv

Location: New Forest

Re: Possible new EU law - Insure SORNed cars.

Charles Levien



Isn't it a good idea to insure a SORNed vehicle, even if it's in bits. Fires have been known to happen


Charles


This isn't intended to be a requirement to insure against loss, but against third party claims. After all, it seems quite reasonable to ensure that your pile of unrestored bits doesn't wake up in the night and run over that innocent burglar and then you be faced with crippling compensation, doesn't it?

Re: Possible new EU law - Insure SORNed cars.

Unfortunately it seems we are leaving on a hairsbreadth "majority". With the country being run by delusional fanatics I can't face the next 5 years of misery. If I'm lucky I may have another ten years in which I'm able to indulge my passion for metalwork so I'm investigating leaving the un-United Kingdom as I want to remain a European. I'll be taking all my skills and equipment with me.

Re: Possible new EU law - Insure SORNed cars.

Duncan.
Don't forget to insure your SORN car then!

Re: Possible new EU law - Insure SORNed cars.

Duncan Grimmond
Unfortunately it seems we are leaving on a hairsbreadth "majority". With the country being run by delusional fanatics I can't face the next 5 years of misery. If I'm lucky I may have another ten years in which I'm able to indulge my passion for metalwork so I'm investigating leaving the un-United Kingdom as I want to remain a European. I'll be taking all my skills and equipment with me.


The Aussies must be having a field day?

Location: Huncote on the pig

Re: Possible new EU law - Insure SORNed cars.

I have vehicles that have been off thenroad so long that they do not even need to be Sorned.

Duncan, thus is is the very sort of thing that made me vote leave. Incidious irrelevant laws that impact my life in a negative way. I cant wait to be free of European influence.

Location: not north wales any more

Re: Possible new EU law - Insure SORNed cars.

Would "possible new EU law" count as fake news?

Location: Wessex.

Re: Possible new EU law - Insure SORNed cars.

Mike Costigan
Charles Levien



Isn't it a good idea to insure a SORNed vehicle, even if it's in bits. Fires have been known to happen


Charles


This isn't intended to be a requirement to insure against loss, but against third party claims. After all, it seems quite reasonable to ensure that your pile of unrestored bits doesn't wake up in the night and run over that innocent burglar and then you be faced with crippling compensation, doesn't it?


It seems to me that the burden of protest is against the prospect of having new rules imposed upon us and to a large extent I agree but it delusional to believe that objectionable ideas all originate from the EU
I'm sure we shall see a few home grown ones as time progresses.

Charles

Location: Norfolk

Re: Possible new EU law - Insure SORNed cars.

Duncan Grimmond
Unfortunately it seems we are leaving on a hairsbreadth "majority". With the country being run by delusional fanatics I can't face the next 5 years of misery. If I'm lucky I may have another ten years in which I'm able to indulge my passion for metalwork so I'm investigating leaving the un-United Kingdom as I want to remain a European. I'll be taking all my skills and equipment with me.


You are not alone Duncan. It is amazing how trivia like this is used to justify changes that will destroy people's lives and irrevocably impact the economy and standing of the country for decades to come.

If Mrs May does not change tack I may too be forced to leave, since my wife is not a UK citizen. Sad to see that some of our "Austin Seven Friends" have signed the deportation papers...

Re: Possible new EU law - Insure SORNed cars.

Tut,Tut Chaps we seem to be getting a little bit political, not really the right place for that is it? Lets talk about the policy's and the outcomes not the politics behind it, be it EU or the UK lot because that's what will effect us all.

Location: Pembrokeshire

Re: Possible new EU law - Insure SORNed cars.

'Any use of a vehicle'......

I think you will be fine if you are not using your restoration project for the purpose it was intended. This is really quite a sensible law to protect people who are hit by tractors, quad bikes, trial bikes etc.

Having had many near misses whilst out walking with Trial bikes, I really think this is needed (how enforceable it is, I don't know!)

Ben

Re: Possible new EU law - Insure SORNed cars.

Perhaps one should read more carefully the article and consider why the EU is proposing insurance for SORNed vehicles and not jump to the conclusion that the EU is generating more unnecessary red tape or trying to frustrate our interest in old vehicles,

“compulsory insurance should cover any use of a vehicle, so long as that use is consistent with the normal function of the vehicle.”

The relevant point is ‘consistent with the normal function of the vehicle.’

If you had been knocked off a ladder by a vehicle and injured would you expect compensation? I think you would, even if it’s only for a new ladder! If the vehicle was insured you would stand a good chance of compensation if the vehicle wasn’t insured then your chances of compensation would depend on how rich the driver was or how many cars he may have to sell in order to pay.
It’s easy, as I have done, to dismiss the running of an uninsured vehicle on private land as of no matter BUT things can go wrong. The EU by making this proposal is protecting both the victim AND the driver/owner.
We live in a world where compensation and suing is more and more prevalent; indeed as we all know there are companies out there that specialise in the whole business of claiming against someone.
I fear the article has been skewed to whip up anti EU proper gander. As for red tape the UK is a past master at producing it’s own fair share!

Re: Possible new EU law - Insure SORNed cars.


Roger,
The problem / issue for a lot of people being, that the implication is that you may have to have insurance whether the vehicle is driveable or not and not whether you should have insurance for use on private land.

Steve V.

Location: Polegate, East Sussex, United Kingdom

Re: Possible new EU law - Insure SORNed cars.

This whole concept only seems to want cover motor vehicles at the moment,but what about bicycles, push chairs, shopping trolleys, my son used to travel to and from work on a 1963 moped on the flat he was regularly overtaken by a chap on a bicycle, the 50cc moped taxed (free ) and insured with compulsory helmet cyclist nothing,a bicycle travelling at 30MPH + will do quite a lot of damage to you or your car! This would seem to be the tip of the iceberg, leading to us all having to have a compulsory public liability insurance. As for trials bikes and the like if they are on a public byway open to traffic they have to be road legal taxed and insured the same as if they were on the road, if on a bridal way, public footpath or public land they are braking the law.

Location: Pembrokeshire.

Re: Possible new EU law - Insure SORNed cars.

The difference with a bicycle is that the riders (or his parents) household insurance probably covers him for public liability. The same for prams etc. But motor vehicles are excluded.

Re: Possible new EU law - Insure SORNed cars.

The UK government should provide 3rd party insurance for everyone (including cyclists and pedestrians) from the large amount of insurance tax premium that they charge.....

Re: Possible new EU law - Insure SORNed cars.

What about all the vehicles in museums?
My A35 and MM100 are up on stands, with the Austin in bits.

Geoff - Getting ready to weld Mud Wings.

Location: South Norfolk - Next to Suffolk

Re: Possible new EU law - Insure SORNed cars.

i had ths argument long and hard with an insurance co. over the theft of various parts from a bike that was sorned and in bits in my garage the bike was insured.. Apparently the vehicle as a whole entity is insured not individual parts so if something is stolen from the garage than it has to be claimed on your household insurance.. so we came back with if my car was simply in the garage and someone stole the radio what would you do.. and they said they would honor that as it was in the car but bits not on the vehicle tough..

Location: Pennines

Re: Possible new EU law - Insure SORNed cars.

Hi mark,

You will probably find your household insurance won't help with car or parts or related items either.

My first insurance for contents, I told them what my hobby was in the shed. And was told I was covered.

After being burgled, I lost a lot of tools etc. Mics, specific tools for the job etc.

the insurance company then told me the sheds and garage are covered. But only for holding home related items. And only tools that you would use to work on the home. (Not the car).

So they paid out for drill and jig saw, and socket set. Even a tool box to put them in.

But anything relating to the car, NO.

it needs to actually be listed in the policy, same as if you have a collection of model cars or maskots. They need to be listed or insured seperate.

Tony.

Location: Huncote on the pig

Re: Possible new EU law - Insure SORNed cars.

Can't say I welcome any of these sort of rules, because I would like choice.
Having said that I have always chosen to insure all my Sevens even when SORNED.

Location: The Centre of the Universe

Re: Possible new EU law - Insure SORNed cars.

When I started working on my car I had intended to tax and insure it as normal but the work took longer than anticipated. The car insurance became due and to save some cash I chose to change to fire and theft only. I forgot, however, to SORN the car. I subsequently received a threatening letter from the legal arm of the DVLA saying that their records showed that I had not insured the car for the road and must therefore SORN the car or face prosecution.
I immediately insured the car for fully comprehensive insurance and SORN'd the car.

It would seem that it is not just car tax the authorities are keeping tabs on - they know if you haven't insured your car too!

I feel that there is no need for such heavy handed treatment over such a minor infringement.

Be advised my friends, BIG BROTHER IS WATCHING YOU!

Location: Derby

Re: Possible new EU law - Insure SORNed cars.

A year or two ago my insurance company advised me that my insurance was due and no action was needed on my part as it would be automatically renewed unless I cancelled the policy. So as the letter said I took no action assuming that my insurance would be renewed.

Six months later when taxing the car on line I wasn’t able to do so as according to the DVLA I had no insurance cover. A phone call to the insurance company revealed that they had made an error and not renewed my policy. They said they would have honoured any claim against me. I suspect however that in law the onus would have been on me to ensure I had cover and knowing how insurers wriggle out of claims wonder if they really would have honoured a claim.

So beware and make sure you are covered for what you want and not for what you think you are covered for.

Roger